Operational Risk Perspective: The ATR Dilemma!!!

Operational Risk Perspective: The ATR Dilemma!!!

ORM : A need for behavior shift? Today, in a Monday morning meeting; there is no point in standing up and saying that the risk was documented in the RCSA sheet when the risk event has happened and the resultant loss is catastrophic… the cascading impact yet to be assessed....

Operational Risk Perspective: Cannot see the Woods for the Trees!!!
April 14, 2026

Operational Risk Perspective: Cannot see the Woods for the Trees!!!

In the parlance of effective implementation of the Operational Risk Management, the central theme is Internal Control. It begins with Internal Control Governance and framework ( be it COSO, Basel and/or RBI requirements) with defining ownership and then continues to live with monitoring and oversight. Be it the banking parlance...

Interconnection & Interdependence in Operational Risk Management
March 29, 2026

Interconnection & Interdependence in Operational Risk Management

In the realm of Operational Risk Management, it has become more than imperative to assess the internal control governance not in silos but from the lens of IMPACT & AGILITY. Yes… from stepping into the IPL season with debate over Impact player at one side to Impact of missile debris...

Resilience : The Buzzword
January 25, 2026

Resilience : The Buzzword

The Financial landscape is throbbing with pulsating changes and is in the cusp of a paradigm Shift. The acronym that rules this unpredictability may be coined as VUCA. What is VUCA? Volatility :  The state of Flux is the rule of the game  Uncertainty : There may be more as...

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A dynamic professional in the finance sector, she balances analytical precision with a deep passion for creative writing. Beyond her corporate role, she finds solace and strength in words, expressing her thoughts on lifestyle, relationships, philosophy, and spirituality. Her writing is heartfelt, reflective, and rooted in everyday experiences, offering readers a gentle lens into life’s deeper meanings.

She wears many hats — a mother, a wife, a daughter — each role enriching her perspective and adding depth to her storytelling. Her words are not bound by genre but guided by authenticity and emotion. Whether exploring inner journeys or capturing fleeting thoughts, her writing serves as both a mirror and a bridge — connecting self to soul, and soul to society.

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